INQUIRY LETTER

PT. GRAND FAMILY FURNITURE

P.O. Box 17124, Bekasi, Indonesia 021-8857715

Mr. Jacob Black

President

PT. Grand Family Furniture

24, Sultan Agung Road

Bekasi

Dear May, 31 2013

Bella Swan

Manager of Finance

PT. Final Financial

45,  Jendral Sudirman Road

Jakarta

Dear Mrs. Swan.

I have just received your letter refusing my request for a credit line. Will you please tell me what factors specifically lead to your decision to deny me credit? I am concerned that one of my references must have misreported my credit history information, as I have been meticulous in maintaining a spotless credit record, and my debt load is very modest relative to my income. Please tell me which of my references reported negative information on me, so that I may resolve this matter with them. I have reviewed copies of all the forms I submitted to you and found them to be correct. I hope that you will promptly reconsider my credit request and inform me of the result as soon as possible.

Sincerely,

Mr. Jacob Black
President